866-505-6655

Second-To-Die Policy in Brisbane and Cottonwood, CA

Ensure the Future of Your Estate

Between physical assets and financial successes, there are many things that married couples share. Rodondi & Associates Insurance Brokerage knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Rodondi & Associates Insurance Brokerage gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you have worked hard to attain. And because the policy insures more than one person, you will also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It is important to discuss your options with an insurance specialist from Rodondi & Associates Insurance Brokerage to determine the right amount coverage for you and your family.
 

Northstate

P.O. Box 736

Cottonwood, CA 96022

Main office: 530-347-3700
Toll free: 866-505-6655
Fax: 530-347-7447

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Bay Area

200 Valley Drive, Unit 20

Brisbane, CA 94005

Main office: 650-583-7100
Toll free: 866-505-6655
Fax: 650-879-0979

Office Hours:

Mon: 8:00 AM - 5:00 PM
Tues: 8:00 AM - 5:00 PM
Wed: 8:00 AM - 5:00 PM
Thurs: 8:00 AM - 5:00 PM
Fri: 8:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

We are still a client of Marks. Mark is great when it comes to anything for our insurance needs. I don't understand all the mumbo jumbo and if I receive anything email or mail I just scan it over to him and he takes care of it. I can email him day or night and he ALWAYS gets back to me PRONTO. I highly recommend Mark for your insurance needs.
Michael J
Mark has always met my high expectations.
Robert M
Mark is an expert in insurance from commercial, construction, ranch, livestock, and personal. I am very pleased with his work and recommend him highly. Dennis
Dennis P
When I first met Mark I was immediately impressed with his kindness and professionalism. After getting to know Mark, I then realized what a master he is at his profession. Insurance can be complicated and overwhelming for many to understand and yet we all need it. Mark is able to break down the most complex insurance issues and put into a language that helps you get it and why you need it. As Mark says, "he manages peoples risk. He has a vast knowledge of the all facets if insurance and can insure just about anything. I don't think there is an policy he can't write. He has more resources of anyone I know. I highly reccomend Mark and his company for all your insurance needs. Give him a call, you will not be disapointed,
Michael L
Mark put together a great insurance package at very short notice. He saved me at least 25% off of what another insurance company quoted.
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Mark's knowledge and extensive contacts within the Insurance Community gives him the distinct advantage. When you want the peace of mind knowing you and your business are fully Insured, call Mark Griffith at Rodondi & Associates. It will be the last call you make.
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I needed help in Marks areas of expertise. I hadn't taken a real good look at my insurances in a long time. Mark took the time to review my options, offering his suggestions a long the way. It was very beneficial for me. I would recommend Mark for your insurance needs.
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Mark has been great at providing both my clients and my own office with creative solutions to managing our risk. I would recommend Mark and Rodondi Insurance for any commercial insurance needs.
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We have used Mark to handle all our business insurance needs, including E&O, workman's comp and general liability and casualty. In addition I use Mark for my personal insurance needs, including equine coverage, and I have recommended him to a number of my real estate clients for a variety of commercial and individual insurance coverages.
Allan B